All about Capital One Spark Miles for business
Capital One business cards offer standard, practical features like free employee cards, no foreign transaction fees and access to Accounts Payable. For business owners interested in earning travel rewards, the Spark Miles for business card combines these standard features with the ability to earn unlimited 2X miles on every purchase, as well as an abundance of travel-related benefits.
Keep reading to learn more about the features and benefits of the Spark Miles card from Capital One and how it can support your business needs.
What you'll learn:
-
Capital One Spark Miles offers all the standard features Capital One business cards are known for—and more.
-
It comes with a $0 introductory annual fee, business-grade capabilities and elevated travel benefits with flexible redemption options.
-
Applying is easy, and you can find out if you're approved in about 10 minutes.
Capital One Spark Miles: Key features
The Capital One Spark Miles card is designed to help business owners streamline expenses, earn valuable rewards and enjoy financial flexibility. From managing employee spending to handling accounts payable or planning business travel, Spark Miles offers robust features that support business goals with:
Introductory offers
With introductory benefits like a $0 annual fee (then $95 each year after that) and the chance to earn a one-time bonus of 50,000 miles once you've spent $4,500 within three months of opening the account, Spark Miles makes it easy to earn rewards and maximize value—right from the start.
Elevated travel rewards and benefits
For businesses that want to earn great travel benefits like up to a $120 credit for Global Entry or TSA PreCheck®, the Spark Miles card offers this and more. Cardholders can earn unlimited 2X miles on every purchase, plus 5X on hotels and rental cars booked through our travel booking platform. With the Spark Miles card, businesses can turn everyday spending into opportunities for cost-effective travel while enjoying premium Capital One benefits.
Flexible redemption
Lets you redeem your miles your way—whether it's for flights, hotels, vacation packages or something else. Plus, you can transfer your miles to over 15 travel partners for even more options.
Business benefits
The Capital One Spark Miles card keeps your business running with benefits like:
-
Free employee cards: Track employee spending while earning all the rewards from their purchases.
-
Free virtual cards: Make safer payments online without exposing your actual card number to merchants.
-
Access to Accounts Payable: Easily manage your accounts payable process by sending and tracking payments directly from your Capital One business account.
With all these features, managing your expenses while streamlining your payments is easy—and it can earn you valuable rewards too.
Applying for a Capital One Spark Miles card
If you want to optimize your business spending by earning elevated travel rewards, Spark Miles may be the card for you. To apply, you'll need the following:
-
The legal names, addresses and Social Security numbers (SSNs) of all business owners
-
The business's legal name, address and tax ID number (TIN)
Here's the best part: You can apply online in about 10 minutes—and receive a decision in seconds. Use our pre-approval tool to compare cards, offers and terms without impacting your credit score.
Not ready to apply just yet? You can compare all Capital One business cards and look for the benefits and features that best suit your business needs.
Capital One Spark Miles for business FAQ
Want to learn more about the Capital One Spark Miles card? Here are answers to some common questions that business owners have:
What is the credit limit for the Capital One Spark business card?
Credit limits typically depend on income, credit score and other financial information. As a result, credit limits will vary from one applicant to another.
How do I redeem my Capital One Spark Miles business rewards?
There's more than one way to redeem business credit card rewards with Capital One. You can redeem them:
- Through Capital One Travel or by getting reimbursed for travel expenses made with your card within 90 days of purchase
- As a statement credit
- As cash back or gift cards
- By transferring rewards to airline partners
How can I redeem Capital One Spark Miles for travel expenses?
You can redeem your Capital One Spark Miles for business travel expenses by signing in to your account and navigating to the rewards portal. From there, select the option to use your miles to cover travel purchases made with the card.
Alternatively, you can use your miles to book new travel plans directly through the Capital One Travel portal, or transfer miles to any of Capital One's 15+ travel partners.
Key takeaways: The Capital One Spark Miles card
For business owners looking to earn travel rewards, the Capital One Spark Miles card is worth exploring. With straightforward earning rates, valuable benefits and flexible redemption options, Spark Miles makes it easy to optimize rewards and turn everyday business expenses into travel benefits.
Ready to partner with Capital One? Apply for the Capital One Spark Miles card and start earning elevated travel rewards for your business today.
