How to redeem Capital One rewards for everyday expenses

Capital One rewards credit cards let you earn rewards on everyday purchases. But that’s just half the equation. Capital One also offers flexible redemption options that let you use your rewards your way. 

From cash in your pocket to booking a dream vacation, learn about ways to redeem Capital One rewards.

What you’ll learn:

• Capital One offers rewards credit cards that include cash back cards and travel cards. 

• After you earn rewards, you can redeem them in a variety of ways: Receive a check in the mail, apply to your account as a statement credit, cover a recent purchase, buy gift cards, book trips through Capital One Travel and more.

• To redeem rewards, sign in to your account online or use the Capital One Mobile app.

Capital One offers a range of rewards credit cards, including cash back cards, travel cards and dining and entertainment cards. Here are a few to consider.

• Quicksilver: The Quicksilver cash back card offers unlimited 1.5% cash back on every purchase, every day. Plus, there’s no annual fee. View important terms and disclosures. New cardholders can get a one-time $200 bonus once they spend $500 on purchases within three months of opening an account.

• Venture: With the Venture travel card, you’ll earn unlimited 2X miles on purchases and 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, Venture offers 75,000 bonus miles for new cardholders once they spend $4,000 on purchases within the first three  months of opening an account.

• Savor: The Savor dining and entertainment card offers unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services.¹ Plus, there’s no annual fee. View important terms and disclosures. You can also earn a one-time $200 bonus once you spend $500 within three  months of account opening.

Capital One gives rewards cardholders the flexibility to use their rewards, their way. Here are a few rewards redemption options.

Capital One offers a variety of options to redeem your rewards that can help put money back in your pocket. Choose from the following:

• Redeem rewards for cash. If you like the idea of having extra spending money on hand, you can choose to redeem your rewards for cash and Capital One will mail you a check.

• Receive a statement credit. Apply your rewards directly to your account balance as a statement credit.²

• Cover recent purchases. Use rewards to cover all or part of a recent purchase.

• Get gift cards. Redeem rewards for digital or physical gift cards to use at popular retailers, restaurants and more.³

• Pay for eligible Amazon.com purchases. You can pay for eligible Amazon.com purchases with rewards by linking your eligible Capital One rewards card to your Amazon.com account. Once you’ve enrolled, simply select Capital One rewards as your payment method at checkout. Then apply as many rewards as you’d like to help cover some or all of your purchases.⁴

• Pay for PayPal purchases. You can also pay for eligible PayPal purchases with rewards. Once you’ve linked your eligible card to your PayPal account, you can apply cash back or miles when you check out at millions of places online.⁵ When you’re ready to pay, make sure you choose PayPal checkout. Then select the Capital One rewards card you’ve linked as your payment method.

• Use rewards to book travel. Use your Capital One miles or cash back to book flights, hotels, vacation rentals and rental cars through Capital One Travel. You can book using your rewards, your credit card or a combination of the two.

• Use rewards to buy tickets. You can also use your rewards, your card or a combination of the two to purchase tickets to thousands of sporting events, concerts and more with Capital One Entertainment.⁶

Get even more flexibility by transferring your rewards to one of Capital One’s transfer partners.⁷ Choose from more than 15 transfer partners with loyalty programs to book flights, hotel stays and more. 

Transferring points is easy. When you transfer Capital One miles to a transfer partner, you’ll receive miles or points with their travel loyalty program. Simply register for an account with the travel partner of your choice before transferring your Capital One rewards miles.

Redeeming Capital One rewards is easy. Here’s how it works.

1. Sign in to your account online or use the Capital One Mobile app.

2. Select a specific rewards card and then click View rewards.

3. Choose a redemption option and follow the prompts to redeem your rewards.

You can redeem all your Capital One rewards at once. Or you can redeem a portion of them.

In addition to earning and redeeming credit card rewards, here are two more ways Capital One helps you get the most out of purchases you’re already making.

Capital One Shopping is a free browser extension that automatically applies coupon codes at checkout to help save you money. Plus, it lets you know when prices drop on products you’ve viewed or purchased. 

Even if discounts or better prices aren’t available, Capital One Shopping can still earn you rewards when you make purchases on popular sites. Then you can redeem those rewards for gift cards at top retailers. 

Capital One Shopping is free to use, even if you’re not a Capital One customer. To get started, add Capital One Shopping to your browser.

Capital One Offers helps you save when shopping at thousands of online retailers. 

Capital One Offers is exclusively available to Capital One customers. Simply sign in to your Capital One account online through the Capital One Mobile app. Then find and select the Shopping Offers tile. From there, you can choose an offer, follow the link to the merchant’s page and complete your purchase.

Capital One has a variety of rewards credit cards. And lots of ways to redeem your rewards.

If you’d like to earn rewards on everyday purchases, you can start by comparing Capital One rewards cards.

Whether your idea of a good time is getting out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle.

• See if you’re pre-approved for rewards cards, with no harm to your credit. 

• Explore travel and miles rewards credit cards with unlimited miles you can actually use. 

• Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.

• Earn unlimited cash back whether you’re going out or staying in, with a dining and entertainment credit card.