Earn a promotional rate up to NaN APY, guaranteed for the first 3 months.1
Link your Capital One business checking account to reduce fees and protect your earnings.3
Get 24/7 access to your business savings account with online banking and the Capital One Mobile app.
Balances in your Business Advantage Savings account are fully insured up to the FDIC’s allowable limits.
Make up to 6 free account withdrawals per monthly statement cycle. 2
Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.
ONLINE BANKING
Manage your account at your convenience—it’s as simple as turning on your smartphone. You have 24/7 access to your account info and our online tools in the Capital One Mobile app, so you can deposit checks, manage alerts and more on the go.
GET IN TOUCH
Work with a dedicated business banker
Partnering with a Capital One business banker gives you access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to see if a dedicated business banker is right for your business.
BUSINESS CHECKING
Get all your business checking account needs covered—from cash flow management to more complicated transactions.
BUSINESS CARDS
Start earning rewards on every purchase. Choose from our suite of cards designed with business in mind.
RESOURCES JUST FOR YOUR BUSINESS
How do I open a savings account online?
Opening a business savings account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:
Other important information you need to know:
How do I open a savings account with a representative?
Interested in opening an account with the help of a representative? If your business is a good match for a Capital One Business Banker or if you’re located near a branch, we may be able to support you—the first step is to fill out this form.
Here's what you'll need to complete the application:
Additional documentation may be required depending on business ownership structure, etc. Ask yor banker or branch associate for details.
Other important information you need to know:
How do I earn the promotional interest rate?
Promotional interest rates are available to new accounts only and will expire 92 days after account opening. When you open a new account, you will lock in and earn the promotional rate that’s guaranteed for the first 3 months. Upon expiration of the promotional rate, the interest rate applied to the account will be variable and subject to change at any time without notice.
There is no minimum balance required to earn interest, but the promotional interest rate varies based on account balances as described in the rate table. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer ID number, including for customers that have previously had a promotional rate, in which case additional accounts will earn the standard rate. For more information call, 1-888-755-2172 or visit your Capital One location.
How can I access my money?
You have 24/7 access to your money through online banking and the Capital One Mobile app. You can make up to six free withdrawals per month, as well as additional withdrawals from a teller at any branch or any ATM.
Does Capital One Business offer Certificates of Deposits (CDs)?
Yes! Please go to your nearest branch to speak to a Branch Ambassador to open an account.