Capital One AI Research

We’re advancing the state of the art in AI for financial services.

Capital One AI Research

We’re advancing the state of the art in AI for financial services.

Featured AI Publications

LLM scaling laws

Language model scaling laws and zero-sum learning.
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Efficient linear layers

Efficient linear layers for neural networks.
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Refusal tokens for LLMs

Refusal tokens: a simple way to calibrate refusals in LLMs.
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TIMeSynC for prediction

TIMeSynC: understanding customer intent.
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Recent AI Publications

Publications

Estimating RAG Correctness

This method predicts the correctness of retrieval-augmented generation by analyzing uncertainty.

Article|May 9, 2025|1 min read

Publications

Preference tuning survey

A survey of recent advancements in aligning deep generative models with human preferences across language, speech and vision.

Article|May 9, 2025|1 min read

Publications

RainbowPO for AI alignment

This new framework enhances preference optimization for better AI alignment with human values.

Article|May 9, 2025|1 min read

Publications

Enhancing LLM security with chain-of-thought fine-tuning

Publications

Zero-shot tabular prediction via adversarial transformer

Publications

Red teaming LLMs: an end-to-end safety overview

Academic centers of excellence

Center for AI and Responsible Financial Innovation at Columbia University

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Center for Responsible AI and Decision Making in Finance at USC

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Partnerships & Community

Partnership on AI

Capital One is working alongside industry leaders to advance the future of AI.

UVA School of Data Science

The new Capital One Hub will advance data science at UVA and beyond.

UMD Center for Machine Learning

Capital One supports research advancements with the Center for Machine Learning.

PhD & faculty collaborations

Capital One PhD fellows

Capital One PhD fellows: Capital One offers PhD fellowships to promising researchers.

Applied Research PhD Internship Program

Full-time, 12 week, summer applied research experience, discovering solutions to real world, large-scale problems.

Faculty collaborations

Capital One partners with leading academic experts on research areas of mutual interest.

Learn more about our internship program

Tech Blog

Young man walking out of a door wearing a backpack, highlighting AI innovation and academic partnerships.

AI Research Partnerships

Article|April 2, 2025|4 min read

Machine Learning

NeurIPS 2024 conference

Article|December 4, 2024|6 min read

Milind Naphade, Capital One's SVP of AI Foundations

Machine Learning

Interview with Milind Naphade

Article|June 5, 2024|7 min read

Effect of positional encoding on graph transformer models

Machine Learning

Highlights from ICML 2024

Machine Learning

Highlights from the NAACL 2024 conference

Machine Learning

2024 CAIRFI fellowships & research awardees announced

Tech careers at Capital One

Building the next generation of AI talent

At Capital One, you will help bring the transformative power of emerging AI capabilities to advance our mission to change banking for good and help improve the financial lives of millions of customers.

Join our team